How to be Your Own Boss

I do not know about you, but as a child, I have always dreamed of becoming my own boss. For me, being a boss is something that makes me feel in control of my own destiny. Therefore, I thought it is such a noble dream to have.

In my employment years, I have realized there are good bosses and then there are bad bosses. Most bosses I know do try their best to be good. Unfortunately, the current working scenario just could not let them afford this luxury. When you come to think of it, do you believe your boss thinks about you when he or she wakes up in the morning? Of course not. While most trainings I have attended about leadership emphasizes the importance of connecting with one’s people and inner circle in the work place, the fact still remains that even though your leader is as nice and magnanimous as he or she can be, nobody will care about your career more than you do. Granted, there might be a few exceptions. But maybe, it is mostly likely your parents or your spouse. What this really means is that you yourself must take responsibility for managing your own career. I hope it is clear for you that you can never ever think for even a single moment that you can leave it to anyone else.

The hard truth is that your bosses and your co-workers are mainly focused on themselves and their careers. This does not mean that they are not interested in helping you succeed. However, you should bear in mind that their main concern will be their own future promotion and their own career’s trajectory. So, why not give yourself a favor and think of how you can be your own boss with your own company?

I know it is hard, but you can do it by taking things one at a time. To be your own boss, start cultivating the mindset of a CEO. You must start adopting the mindset of an employer as this will make you committed. Having an employee mindset will never get you ahead in life. An employee mindset makes you merely compliant. As you may have realized during this pandemic, job security today is just a myth. Even the usual competition, mergers and acquisitions have led to so many being jobless. So, it is up to you to guarantee yourself a lifetime employability.

As the statistics show today, the average working man or woman has three to five changes in careers during their lifetime. More and more people in the working place including your boss, his or her boss and their bosses are required to do multi-tasking. It is sad to say that they, too, are having a hard time making their careers work. With this scenario, do you think they still have time to take care of yours?

To be a boss, knowing yourself is as important as knowing how you can do your job.  It is also equally important that you be able to build your brand. Yes, you need to have a brand.  A brand that says you are good in what you do and that you are a master craftsman. A brand that says you are reliable and trustworthy when it comes to what you are offering, be it products or services. A brand that shows you have the leadership skills needed to help propel your people and your company to greater heights and success.

To be a boss, you must always sharpen your skills. Stay competitive and ahead of the game. However, do not forget to work hard on your soft skills, too. Remember that making this happen is not your employers’ responsibility but yours. In fact, the world does not owe you a living. The number of years you stay in your company is not even a basis for you to get ahead unless you show you have got the necessary skills for it. The key here is to have self-leadership.

If you want to become your own boss but do not know how or where you can get started, I highly recommend that you consider joining us at the International Marketing Group or IMG. Why? It is because at IMG, you will be able to enjoy a lot of premium membership benefits while you are learning and mastering the skills of becoming a financial educator. So of course, you can have a business here in the financial industry. As a business owner in IMG, you can be your own boss and take control of your time here as it is up to you when you want to work and how much you really want to earn. You can do the business of IMG anytime and anywhere either online or offline around the world. You have no physical products and so you need not worry about inventory, delivery and shipping.  As there is no quota here or even demotion, you would be able to work here without any pressure. You can set your goals depending on your financial plan. So, you see, you are in total and complete control here especially when it comes to your business. 

If you are happy with your job now but are just wanting to earn an additional income, go ahead and do this IMG business part-time. If you have lost your job and are looking for work, try this and make it work on a full-time basis.  Either way, I am sure you will finally be able to transition yourself into becoming your own boss. Another thing to remember here is that your educational attainment does not matter, too, so long as you are willing to learn the ropes and are very coachable in doing the IMG business. What attracted me first to IMG is their Free seminars or webinars, financial workshops and exclusive financial books. I do believe that financial ignorance can make you poor. It is only through financial education that we can fight poverty. Now, one secret of successful people in any industry is that they have mentors who taught them and guide them to become one. And you will find that in IMG, you will have mentors, too, to teach you and guide you in becoming a success here. 

In IMG, you’ll find that even though this is a big business in the financial industry where you can earn millions and as much as you like, all you really need to get started is a very low start-up capital of Php5,500.00 only.  Yes, it is that low but do not be deceived as the earning potential here is so great. In fact, you can make active income here as well as passive income.  You will also be able to get amazing rewards like travels, free healthcare, plaques, rings, pins, cars etc. But the best thing in IMG is you get ownership of your business. Becoming a CEO can be a dream come true in IMG. You can even leave a legacy to your family. All that hard work you have done for your family can really be enjoyed by them long after you are gone. So how cool is that? I know it may sound too good to be true especially when you may have had bad experiences on some opportunities you have got. However, I urge you to give this a try. The worst thing that can happen to you in IMG is you paid the membership fee, got financially educated and applied it to building your solid financial foundation.  Now the best thing that can happen to you in IMG is you got to be your own boss, took control of your life as well as your finances.

In IMG, you can learn, earn and grow at the speed you choose to become the boss you want to be. And remember, you have mentors here who will help you succeed in every step of your journey to becoming your very own boss. You will also have a community here of like-minded people who will remind you of your reasons for wanting to achieve your financial goals and life goals. This alone will make you right on target with how you want to create your life by choice.

If you are still undecided, let me help you with this question: If not now, when? For more info, you can leave a comment below, contact me or just click the link here: https://bit.ly/BYFOMO

How to Retire Happy, Healthy and Wealthy

Age wise, where are you right now? Are you in your 20s? 30s? 40s? 50s? or 60s? If you are in your 20s, maybe you hardly think of planning about your retirement. If you are in your 60s, maybe you are thinking of what you will do now that you are about to retire.  And if you are in between them, maybe you are thinking whether you should start planning for your retirement already.

There are levels of preparedness when it comes to looking down the road at your retirement and how much you will need when you get there.  Unfortunately, here in the Philippines, the basic level of retirement planning for most people is to have SSS or GSIS pension when they retire. Some have and some don’t have Philhealth coverage. Most do not have life insurance and let it go at that.  For most people, this is how the system works and so there is reason to call this bad retirement planning.  The sad truth is that most people would rather take days, weeks, and months planning for birthdays, anniversaries, weddings and other occasions that will happen for a day only instead of planning for their retirement which will probably be the longest occasion of their life. This is how many retirees end up broke and dependent upon their children. But when you come to think of it, if only you began preparing for retirement in your early adult life and stayed with it, you will have a resource to retire on and that is a good thing.

Yes, there is a way to take it to the next level and that is to actually start putting some flesh and bones on your vision of your retirement and get a feel not only for the fact that you will retire but how you expect to live in retirement.  Very often, we have idealistic visions of retirement life based on media images or the fantasy life of living in luxury and having little to do but go on exotic vacations, travel the world, go watch movies and televisions, dine at fine restaurants, drink at bars all you want, all day and night.  So, if you can get a realistic view of what you have as your expectations for retirement, you can start adjusting your retirement planning package right now.

Start with how you see your retirement lifestyle working.  If you want little more than a manageable house, condo or retirement apartment, a cat or dog and the chance to read a book or watch TV without interruption, that is a modest retirement lifestyle to prepare for.  But other people have adventure and high living in their retirement dreams.  So, if world travel or living in a luxury setting is part of that dream, only one person is going to make that dream a reality and that is you.

An exercise that is fun and eye opening is to detail every aspect of your dream life in retirement. Start by picturing your living conditions.  Include your diet needs and wants as well as any entertainment and recreational needs you expect to be a part of your retirement.  Consider also the healthcare and medical needs you’d want to be taken care of in your old age. For example, if you know you will want to go on long exotic travel adventures several times a year, you will need adequate finances and health coverage to support you while taking off for the most scenic spots and enjoy your adventure.   So, include the financial, physical, healthcare and medical needs for that lifestyle in this “detail” step of retirement planning.

You can complete the exercise by getting to such a level of detail that you could go out and price the dream in today’s money equivalent.  Then when you take your “dream retirement shopping list” out into the open market and use retail locations, catalogs and internet sites to actually find out how much it would cost to have that retirement today, that will shed a lot of light on your retirement preparations that you are doing.

Now, the actual cost of those different components will be much higher when you get to the point of retirement.  You could try to factor in inflation and make those kinds of adjustments but do not play with the formula so much that you get the idea that it is impossible and give up.  However, another factor that offsets the inflation factor is that your retirement life will be less expensive than your current lifestyle.  Your daily needs may not be as demanding.  If you sell your house after paying off the mortgage, your monthly expenses will go way down, and you will have a significant surge of retirement capital that will come from the sale of the house.  And you are not raising kids, putting them through college or having to support the lifestyle and wardrobe of a working person.  All these things offset the inflation issue.

One way you can be sure of achieving what you dream of in your retirement days without worries is to start saving and investing while you are still young, able, strong and working. The best time you could have started this was on the very first day you started earning money. But if you have not done so, the next best thing you can do is start right now. Using the power of compound interest, where your income is reinvested together with your principal overtime and the earlier you start putting away or investing your money for later, the more quickly your wealth will grow.

When it comes to retirement savings, there are many types of products you can choose from. There is the pension retirement scheme, life endowment with profits and even money market products. Although these products are not exclusively aimed at retirement savings, they can give you good result if funds are invested for a long period of time. That is why these products are quite ideal for achieving your retirement savings goal. However, what I highly recommend that you get for your retirement is something that gives you not just savings and investment but also life insurance or income protection as well as a long-term healthcare. Yes, this is a three in one product ideal for your retirement years. You can get this product just by saving for seven years and when it matures in 20 years, you will be able to enjoy it’s benefits as your retirement fund, your healthcare fund and your income protection fund. Now that is what you call having total financial security in your golden years. This product is called the Ultimate Kaiser Health Builder. And to learn more about this, you can click on this link: https://bit.ly/ltckaiser

I know it is never easy to think about saying goodbye to your youth. However, facing the reality can go a long way to making your golden years much happier. With the Ultimate Kaiser Health Builder, you will be sure to have secure finances in place that getting old and being in your retirement years means finally having time to do all the things you never had time before – from travelling the globe, to learning to cook or dance, or simply spending quality time with your loved ones. Imagine the sheer joy and happiness of doing just what you love to do. Having your life insurance, healthcare and investments well taken cared of way before you finally retire will certainly make you feel secured, happy, healthy and wealthy without worries should anything happen unexpectedly. Should you live too long, you have your healthcare and investments to take care of you. Should you die too soon, you have your life insurance to take care of your family.

As an International Marketing Group or IMG member, I’d be happy to help you come up with a retirement plan through the Ultimate Kaiser Health Builder. I know you would be glad taking this as this is one product that will help you on your way to being happy, healthy and wealthy when you’ve finally stopped working. Keen to get started? Just contact me, comment below or click on this link now: https://bit.ly/ltckaiser.

Ultimate Kaiser Health Builder: Choosing the Right Healthcare For You

With so many different types of healthcare products and restrictions out there, it can be difficult finding the right one for you. However, this process is not impossible to do well with a little research. There are a few items to look for when deciding on the best healthcare product you can get for yourself. And by considering them all, you can make a good decision for yourself and your family about health insurance.

The most important thing to look for in choosing a good healthcare is by answering the following questions with a yes:

  1. Does it have both short-term and long-term healthcare coverage? Yes.
  2. Does it have guaranteed nenewal? Yes.
  3. Does it have guaranteed savings and investments? Yes.
  4. Does it have life insurance or Protection? Yes.

As you can see, the four (4) cornerstone of Healthcare are:

  1. Short-term Healthcare
  2. Long-term Healthcare
  3. Life Insurance
  4. Savings and investment.

I am a member of IMG and it so happens that one of our flagship products is the Ultimate Kaiser Health Builder. This is actually a long-term healthcare product where you’ll find it to have the four (4) cornerstone of a good healthcare. The Ultimate Kaiser Health Builder is actually a 3-in-1 product that answers your three (3) major financial needs, namely: for long-term healthcare, life protection/life insurance, and investments. So if you ask me if this is a good product to have, I’d say yes it is. Admittedly though, personal finance is personal. This simply means that as individuals, we do have our differences. Which is why our financial situations, available resources, and goals in life will ultimately dictate which products would be best for us. With this, let me help you decide if the Ultimate Kaiser Health Builder is the right one for you.

At IMG, we consider the Ultimate Kaiser Health Builder as our level 1 investment. And why do we think this should be the first investment? The rationale behind this is simple. You buy it when you are young and healthy and able to pay because it is something you know you will use when you are old, or sickly or no longer able to pay. So if you want to build your basic financial foundation the right way, this is the first step you need to do. Building a solid financial foundation is like building a house. You build it from the ground up. This is why you should consider healthcare as a priority. Even if you have a few hundred pesos a month but don’t have a healthcare or a life insurance, it will not take you far. When you get sick, disabled or die suddenly, your savings won’t last very long. Having a strong foundation will result to you having sturdier finances that can withstand any money related storms and earthquakes. Following the building blocks will help build and secure your financial future. So really, getting a long-term healthcare and a life insurance are the best investments you can have.

Who can avail of the Ultimate Kaiser Health Builder?

The Ultimate Kaiser Health Builder is available for those aged 10 years old to 60 years old. If you’re 10 years old to 40 years old, you can already avail of this for the minimum amount of saving just P88.00/day. If you’re 41 years old to 50 years old, you only have to save a minimum of P118.00/day. And if you’re 51 years old to 60 years old, all you need to get started is save a minimum of P147.00/day. As you can see, the earlier you start, the better since you’ll be paying a lot less when you’re younger and a little more if your older. You’ll also get a lot more from your investment when you start investing a lot earlier since your money will have more time to work for you. But no matter if you start at 10 years old or at 60 years old, all you need to do is save for only seven (7) years. After which, you just wait another thirteen years for your money to grow and work for you so that at the end of twenty (20) years or at its maturity, you’d be able to enjoy all the health benefits and still have cash you can use for your retirement fund or as pension fund. You can even use your cash benefit as a college educational fund for your kid. Or you may have it as your travel fund or emergency fund depending on your financial goals.

So how does the Ultimate Kaiser Health Builder Work?

When you get the Ultimate Kaiser Health Builder, you’re actually getting three (3) products in one. Why? Because you’re not just having a short-term and a long-term healthcare here. You’re also getting a life insurance or life protection. On top of that, you get to have a savings and investment fund which you can use as your retirement fund in your golden years if you so desires.

In availing the Ultimate Kaiser Health Builder, it’s important that you understand the 3 phases or periods that you’ll go through, namely: the the accumulation period, the extended period and the start of Long-term period.

ACCUMULATION PERIOD (Year 1 to Year 7)
It is in the accumulation period that you will need to pay for your Ultimate Kaiser Health Builder plan for seven (7) years. The modes of payment that you can choose from is monthly, quarterly, semi-annually, annually, or even spot-cash. This is simply called the accumulation Period because it is during this time the you will be paying for your policy. After seven (7) years, you will no longer need to pay for anything.

Now even if you’re still in the Accumulation Period, you’ll be able to enjoy the following benefits already:

  1. FREE Annual Physical Exam (APE)
  2. FREE Dental benefits
  3. Waiver of installment upon death or disability
  4. Basic Medical benefits (similar to having an HMO health insurance)
  5. Member’s choice of room and board (depends on the plan)
  6. Annual Benefit Limit (at least P50,000 per year, depends on the plan)
  7. Term Life Insurance (amount benefit depends on the plan)
  8. Accidental Death and Dismemberment benefits
  9. Lifetime network access to over 500 hospitals and 1,000 doctors (as long as you have funds)

EXTENDED PERIOD (Year 8 to Year 20)
Once you’re finished paying for your Ultimate Kaiser Health Builder, starting from Year 8 up to Year 20, all you have to do is just wait for your plan’s maturity or for this Extended Period to end. At this time, since you’ve already completed your payment for this healthcare plan, all you need to do is sit back and enjoy all the benefits you have during the Accumulation period except of course for the waiver of installment.

The main difference between this period and the previous one is that the costs of your healthcare will now be deducted from your annual health benefits, the amount of which depends on your plan.

However, at the end of each year, whatever amount that is left unused in your healthcare fund will now earn interest and accumulate. That’s because your fund is actually invested, and this is when Kaiser becomes an investment fund. Your Kaiser fund can earn a return of 10% per year. It can be lower or higher, depending on how the market is doing.

START OF LONG-TERM CARE PERIOD (Year 21 onwards)
After 20 years or at the end of the Extended Period (Year 20), your plan reaches maturity and you will now be able to receive the following benefits:

  • Total amount of accumulated unused health benefits
  • Long-term care benefit or the plan coverage that you got
  • Long-term care bonus, which can be up to 85% of premium contributed, if you did not have a confinement claim during the first 7 years
  • Additional health benefits if the market is at top performance

Do note that all these benefits upon maturity are good as cash. With this, you as the plan holder has the option now to either withdraw all the money or just take half of it so that you can let the balance earn more inside the fund and receive it on installment similar to a pension-type of allowance.

As an example, let’s say you got the K-100 plan (P100,000 long-term care benefit). You will need to pay here P58,821.43 per year for seven years or for a total contract price of P411,750. Assuming you made no claims up to Year 20 and you opted to withdraw all the money on it’s maturity, then all the cash benefits you’ll receive could total up to P1,166,169.

What’s Unique about the Ultimate Kaiser Health Builder?

The Ultimate Kaiser Health Builder is a complete protection you can get for yourself and your family. There are three (3) reasons you invest your money in financial vehicles:

  1. To protect your health and ensure you have provisions for unexpected medical expensess so that you continue to be productive and in income-earning condition. The Ultinate Kaiser Health Builder is a health fund you can use when you get sick. In the first 7 years it is a hospital plan with free annual physical exam and free dental benefits. In the next 13 years, it is a healthcare fund for hospitalization and outpatient care. Unlike plain insurance, which is normally a provision for you to leave money to your beneficiaries when you pass away, the Ultimate Kaiser Health Builder is something you can use for yourself, when you get sick or in your old age. Indeed, it is your long-term healthcare that gives you coverage way beyond the age of 60 when most health insurance companies will no longer accept you. So long as you haven’t fully withdrawn all your cash benefit and you still have funds invested in your Ultimate Kaiser Health Builder, you’ll have a lifetime network access to over 500 hospitals and 1000 doctors even if you’re 100 years old or more. It’s also essential to note that if you are a member of PhilHealth, your PhilHealth membership benefits are integrated with your Ultimate Kaiser Health Builder benefits. So if ever you’re hospitalized, both your Philhealth and Ultimate Kaiser Health Builder will cumulatively cover your hospital bills. How comfortable your health care situation will be after you turn age 60 depends on the decision you make today of getting your long-term healthcare plan.

2. To protect your family with life insurance if the Lord takes you home early. For 20 years, the Ultimate Kaiser Health Builder is a life insurance protection. When you are younger, you are still at the early stages of building your wealth. So normally, you don’t have much money here but the level of responsibility is quite high as this is the time you start also having a family. But as time passes, you’ll be able to start saving and investing which increases your wealth. Hopefully, when you get older, you’ll have enough savings and investments so that you will still be earning even when you need to stop working. The question is, what if you die too soon? As can be seen here, the need for insurance protection in the early stages of building a family is quite high. So should anything happen to you or if you die too soon, having the Ultimate Kaiser Health Builder will help your family be protected. Since it is a life insurance protection, it can help you replace your income, help finance your children’s education, pay estate tax, pay debts, etc. instantly.

3. To protect your future with a health fund that grows ( and never shrinks in value except through withdrawal or use of benefits) in value. Unlike traditional healthcare (short-term health insurance provided by HMOs), which you pay and no premium is returned to you if not used, the Ultimate Kaiser Health Builder provides you the opportunity to grow your money as a reward for your being healthy and staying strong. If you remain healthy and strong, the Ultimate Kaiser Health Builder becomes your savings and investment fund that you can use as your retirement fund when the time comes that you stop working. Starting on the 8th year, its fund value grows at 10% more or less every year depending on the market situation. Upon maturity after 20 years, it becomes fully withdrawable which you can use as your emergency fund, as a standby medical fund, or as your retirement or pension fund.

Unlike plain insurance, it’s good to note also that the Ultimate Kaiser Health Builder is transferable, has zero charges and is guaranteed not to decrease in value (except through it’s use) after the seven (7) year accumulation period.

By now, you may be wondering if the Ultimate Kaiser Health Builder is the right healthcare for you. So here are some questions you might want to ask yourself to help you decide.

  1. Do I want to build a strong financial foundation and secure my future?
  2. Do I have a significant asset that I want to preserve for may family?
  3. Do I want to remain independent in my old age?
  4. Do I want to spare my family the financial struggles and hardships in coping for the high cost of hospitalization in my old age?

If you answered yes to any of the above questions, then I highly recommend that you seriously think about making the right decision as it will have a great impact on how comfortable your financial future will be. You may find that comparing policies can prove to be difficult because every company is selling a different combination of benefits and coverage. Just remember that what you finally get passes the final test of a good healthcare and that the company is reputable. There are many individuals who thrive on the fact that not many people will make an informed decision when it comes to purchasing long-term health insurance. So be sure to read the fine print and find out everything you can about the policy before committing to a company and a long-term healthcare and insurance plan.

Should you still have a lot of questions about the Ultimate Kaiser Health Builder plan or you are now ready to get started, click here: https://bit.ly/ltckaiser

Here’s to your good health, great wealth and wonderful future.

6 Tips for Managing Your Money Wisely

Wise money management is essential for a balanced, happy life. Financial stress resulting from poor money management skills can affect our capacity to make good decisions, harm our relationships, affect our physical and mental health, and ultimately to function well in life. It is no exaggeration to say that poor money management breaks up marriages and breaks down hope. Yet, money management is one skill which we can learn so easily. Even if our financial problems are largely the result of just not earning enough income, good money management skills can greatly reduce the stress of these circumstances and provide us a bit more mental room to focus on solutions.

Now here are six tips for managing your money wisely, which, if applied, will improve the overall quality of your life:

  1. KNOW WHERE YOUR MONEY IS GOING. It is important to stop the financial leakage. We all know what it is like to have our money dribbling away one coin or one note at a time. It is important to pay attention to our spending. It can be very helpful to record all expenditure for a set period of time just so you know where your money is going. At least, do try this for a month even with just a small notebook where you list down every single centavo you spend. Prepare to be shocked. Most people have no idea how much money is being lost to unnecessary expenses. You see, from the list you’ve made, you may now identify those expenses that are most often than not are just wants and not really needs. So once you know where your money is going, you can curtail those unnecessary expenses especially on your wants and you’ll know that you can now find a way to live below your means and start having some extra money you can use to increase your cashflow.
  2. DESIGN A BUDGET THAT WORKS FOR YOU AND STICK TO IT. You can design your own or get a free budgeting form off the internet. Make sure that at least some of your money goes to debt reduction and savings. Create a budget that will meet your financial obligations. If you have to cut down on certain expenditures to live within your budget then by all means, do so. Once you remove the stress of financial insufficiency through good money management, you will find that you are able to improve your financial circumstances gradually. This is next to impossible when you are overspending.
  3. PAY YOURSELF FIRST. Treat yourself as your most important creditor. Determine an amount that can be saved weekly, fortnightly or monthly for long term purposes and emergencies and save it regardless. Somehow, we always manage to find the money for paying our monthly bills for the rent, electricity, water, phone and etc. So decide to find the money too for savings. Better yet, make it a habit to first save 20% or more of the money you get before you spend the rest to pay for your bills and other expenses every month. This money management decision is certainly life changing as over time it will lead you to financial independence.
  4. AUTOMATE YOUR PAYMENTS. When things get stressful and we become overwhelmed with financial worries, our financial affairs can get out of control very quickly. Internet banking can solve a lot of this problem. Nowadays, most banks offer online or mobile banking. So, why not take advantge of this? If a part of your problem is that your income is inadequate, then automate some or most of your payments. In doing this, you’ll have financial discipline that helps release the stress of having to find the money for a lot of different payments. Now, you may still be short one or two payments but you’ll find that it is easier to look for a solution for one or two payments as opposed to six or seven. So effectively, automating your payments really saves you time and stress and helps you to take control of your financial affairs.
  5. PAY OFF OR CONSOLIDATE DEBTS. Nowadays, it’s really so easy and convenient to borrow money for just about anything. But remember, all debts need to be paid with interest. Once in debt, we have money working against us and it’s not what we really want. It’s best to have our debts fully paid once and for all. But if we can not do it just yet, then why not consolidate your loans? If you are able to consolidate a number of debts into one loan at the lowest possible interest rate, your monthly expenditure will decrease, sometimes by a lot. If you own your own home, you will be able to get a home equity loan at comparatively low interest, which is a better option than a personal loan.
  6. USE MONEY FOR THINGS OF LASTING VALUE. So much money is spent on items that have no lasting value and give no lasting pleasure. Many of this spending is at the expense of those things that actually do matter and will really benefit us in the long run. So the next time you get money to spend, why not use it to buy your short and long-term healthcare and your life protection? Why not use it to build your emergency fund, educational fund and retirement fund? You may want to use your money to also grow your wealth through investment in stocks, mutual funds and real estate. You see, if you want to feel a lot happier, fulfilled and at peace with yourself, then start using your money for things that has a lot more value that really matters for you.

Using these money management tips can greatly improve the quality of your life. These money management tips can actually help you take back control of your finances, reduce your stress, inrease your savings and make better long-term decisions regarding your personal finances. So if you’re really serious and you find these things important to you, I invite you you to take a look and join us at IMG or International Marketing group. As a member of IMG, you’ll be able to attend for free all the trainings you need in the area of financial management. I assure you you’ll find it so simple and yet so powerful.

IMG also offers a workshop called Financial Foundation Educational Program which is a Global Campaign for Financial Literacy. With this Financial Foundation Education Program, you will learn how to:

  • Make money work better for you
  • Find and save more money
  • Understand investments and build wealth
  • Protect and preserve your money.
  • You can become your own Money Manager.

I’m really excited for you to know all these and be able to apply it in your life. Because when you do, you’ll surely be in control of your future and become your own money manager.

Here’s rooting for you moving to a secured and strong financial future.

How to Accelerate Your Success

Photo by Min An from Pexels

As I’ve worked my way through this life, one thing I’ve learned quickly is that you can not do it all alone. Oh yes, you can try, but chances are there’s no way you’ll make it pass the P1 million mark on your own.

In my experience, I’d say you need a team. You need mentors and the right people in your corner. I know that my arrogant younger self before thought I could do it all by myself. And that’s how I made so many mistakes hitting wall after wall.

The truth is, I could have just reached out to someone, sucked up my ego and humbled myself. And guess what? If I did just that, I would probably be 10x further than where I am now. So please. Don’t be afraid to reach out for help. Don’t be arrogant and think you can do it all by yourself.. You do need a team. You need mentors who can guide you in your journey to success. You need a system that will run your business. When you have all these, wealth and success will be inevitable. These are your keys to the big time in creating your fortune and it will surely change your life.

You can start with yourself. Do the work. Make money. Scale that by having one team mate. . . then another team mate. . . then another…and guess what? Now, you’ve got a team of 1,000 people making you P10 million a year.

All you’ve got to do is start now. Start small. Then go big. Build your awesome team and get mentors around you to help you with your system. And finally, you can have your system run your business.

So you see? I’m not self-made. I’m team made. And I’m God -made.

Let me know what your biggest hurdle or help you need. I might be able to help. I’ll be happy to welcome you to my team at IMG (International Marketing Group). We always hear this: the rich get richer. At IMG, we believe that the average people have the right to become wealthy with the right information. Our task is pretty big: to spread financial education to the world. And that’s how our crusade was born. Surely, there’s always the question of doubt. This might discourage you. So it’s really important that you stick to your beliefs, carry out your passion and fulfill your mission.

Indeed, you have to believe in what you do.